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Reading: Mortgage charges fall for fifth straight week, lowest since mid-April
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The Wall Street Publication > Blog > Economy > Mortgage charges fall for fifth straight week, lowest since mid-April
Economy

Mortgage charges fall for fifth straight week, lowest since mid-April

Editorial Board Published July 7, 2025
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Mortgage charges fall for fifth straight week, lowest since mid-April
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ResiClub co-founder and editor-in-chief Lance Lambert addresses mounting considerations concerning the housing market on ‘Making Cash.’

Mortgage charges fell for the fifth consecutive week to the bottom stage since mid-April, mortgage purchaser Freddie Mac mentioned Thursday.

Freddie Mac’s newest Main Mortgage Market Survey, launched Thursday, confirmed that the common price on the benchmark 30-year fastened mortgage fell to six.67% from final week’s studying of 6.77%.

The common price on a 30-year mortgage was 6.95% a yr in the past.

The common price on a 30-year mortgage was 6.95% a yr in the past. (Photographer: Loren Elliott/Bloomberg through Getty Photographs / Getty Photographs)

HOUSING CRISIS DEEPENS AS 47 MAJOR METRO AREAS NOW REQUIRE HOMEBUYERS TO SPEND MORE THAN 30% OF INCOME

“This is the largest weekly decline since early March,” mentioned Sam Khater, Freddie Mac’s chief economist. “Declining mortgage rates are encouraging and, while overall affordability challenges remain, we are seeing more sellers enter the market giving prospective buyers an advantage.”

THESE STATES WERE THE HOUSING MARKET MVPS, ACCORDING TO REALTOR.COM

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The common price on the 15-year fastened mortgage fell to five.8% from final week’s studying of 5.89%. One yr in the past, the speed on the 15-year fastened word averaged 6.25%.

TAGGED:falllowestmidAprilMortgageratesstraightWeek
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