Funding housing isbad danger for taxpayers
Re: “Cortese calls for housing support” (Web page A1, Could 20).
If the state of California makes use of our credit score to insure billions of {dollars} of building and everlasting loans for multifamily housing, taxpayers might find yourself paying billions extra in taxes to cowl future losses.
These tasks current excessive dangers that rational non-public underwriters are apparently not keen to imagine. Initiatives which can be too dangerous for personal insurers are in all probability too dangerous for bizarre taxpayers. Excessive losses within the California “FAIR” plan for high-risk hearth insurance coverage will now be paid, partially, by individuals dwelling all around the state, together with in low-risk areas.
It isn’t honest to maintain making bizarre residents subsidize the income of huge builders. Excessive-risk swimming pools ought to pay the actual prices of their tasks by themselves. Privatizing income whereas socializing losses is unsuitable. Rich builders and personal fairness can afford the dangers. Let the rich buyers and builders create their very own danger pool.
David LermanBerkeley
Letter ignores plightof low-income individuals
Re: “With apartments empty, ‘housing crisis’ a sham” (Web page A6, Could 20).
I believed at first that Mark Fernwood’s letter in regards to the lack of housing was a hilarious joke. Then, the punchline fails to materialize, and I noticed that this particular person appears deliberately to disregard the financial realities of renting when one has a low revenue.
Individuals have structural issues of their funds, similar to cities. A needy automobile, unpaid sick time from work and a low-paying job block the accrual of the $4,000-$6,000 in money for first month plus injury deposit. Some late funds or write-offs as a result of the cash goes to emergencies, and there goes the credit score rating. Having a horrible credit rating is a seven-year sentence to lease solely run-down, outdated and privately owned housing.
Landlords argue the necessity to shield their property. People who find themselves underemployed and unfortunate are penalized by the insurmountable necessities wanted to signal a lease.
Chris BrownOakland
Glover blazed trailfor Black supervisors
Re: “Federal Glover remembered for his love of public service” (Web page A1, Could 20).
I’m unhappy to study in regards to the passing of Supervisor Federal Glover. He was an expensive pal and mentor. Federal was a constitution member of the Black Elected County Supervisors Affinity Committee (BECSAC). As founding chair, I often sought his steering. He taught me that Black supervisors should strongly advocate for ourselves and our constituencies.
Federal’s legacy as a trailblazer can’t be overstated. He made historical past as the primary African American elected to the Contra Costa County Board of Supervisors in its 174 years and proudly represented District 5 for twenty-four years. Federal paved the way in which for me and different Black county supervisors.
Federal was a robust voice who served with integrity, incomes him the belief of voters. My coronary heart is heavy. I’ll sincerely miss my pal, Federal. My heartfelt condolences exit to his spouse and household.
Wanda WilliamsSolano County supervisor, Suisun Metropolis
Youth funding wouldhelp youngsters and Oakland
Reducing thousands and thousands in funding for neighborhood organizations will solely harm Oakland — now and sooner or later. Mayor Barbara Lee should prioritize restoring funding to the youth applications that make Oakland a stronger, more healthy place for everybody.
I used to be born and raised right here. I used to be anticipated to be useless by 17, however as a substitute I’ve spent longer than my life expectancy as an expert quarterback. I got here again and based Household First Basis to assist construct up the youth who symbolize our future.
However chopping funding to applications like mine dangers hurting the children who depend on them and, in flip, hurting Oakland. Research and expertise present that youth in these applications are much less more likely to be violent or get arrested and extra seemingly to achieve college and graduate.
These are outcomes that all of us need. So we should prioritize supporting the applications that get us there.
Josh JohnsonOakland
Inflation places focuson losing meals
Re: “Menu prices getting harder to swallow” (Web page A1, Could 21).
I write this letter out of concern for meals waste in our communities. As costs rise, we must be aware of how we make the most of each useful resource. Meals is without doubt one of the most important assets for humanity, but it’s wasted and thrown away consistently in our nation. Based on the USDA, over one-third of our meals provide goes to waste from uneaten meals in household houses, extra meals utilized in meals service, and lack of storage on farms.
We maintain the proper to alert the federal government that we care about meals waste and getting meals on the desk for the individuals. There is no such thing as a motive why eating places are throwing out $25 billion value of meals. Strain on the meals service trade to handle meals waste must be thought of closely, particularly as meals costs rise.
Mary Hannah Camille CapistranoPittsburg
Intransigent Palestiniansresponsible for struggle
Re: “Citizen pressure could alter U.S. policy on Israel” (Web page A6, Could 20).
Elizabeth Martinson wrote that she is glad laborious questions are being requested about Israel. So typical she doesn’t point out the remaining hostages, the Oct. 7 assaults or the numerous instances the Palestinians have been supplied their very own nation and mentioned no.
This might finish tomorrow if Iran and Qatar merely stopped supporting Hamas and if we didn’t have a corrupt U.S. authorities accepting presents from Israel-hating nations.
Paul RichardsSan Ramon